Commercial Insurance

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Construction & Engineering Insurance

For all building and engineering projects, the required type of insurance is Contractors All Risk Insurance or Erection All Risk Insurance.Contractors All Risk InsuranceContractor-All-Risks (CAR) Insurance policy indemnifies all insured parties involved in the project...

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Performance Bonds and Guarantees

Bond is a financial obligation in writing whereby an individual / company is obligated under the contractual agreement to furnish by way of performance bond / guarantee in accordance with the specifications in the contract. Insurance bond is a three-party instrument, whereby one...

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Liabilities

What is liability? Liability protects an individual or an organization for third party claims due to accidents arising out of and in connection with business activities. Legal liabilities may arise from statute, common law or contract.Types of liability insurances:Carriers and...

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Work Injury Compensation

The Workmen Compensation Act was first introduced on 1st October 1975 and the purpose is to provide compensation to workmen for injury suffered in the course of employment.On 3rd September 2019, Parliament passed an amendment to change the Act which is now...

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Employer’s Liability Insurance

This policy is to indemnify the joint insured, such as main contractor, sub-contractor, owner, developer and landlord for their legal liability in respect of death or bodily injury sustained by the employees by accident or disease arising out of and in the course of employment...

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Property Insurance

Property insurance covers movable or immovable property or physical object which one may suffer an unexpected loss or damaged by an insured peril.Classes of property insurance:Business Interruption - Complements the property damage against losses of the immediate and future...

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Employee Benefits

Employee Benefits is a group insurance package designed for small and medium-size enterprises to cover medical and hospitalization expenses of employees following an accidents or illnesses.The following are some of the various types of Employee Benefits:Group Hospital & Surgical...

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Marine Insurance

Together with our sister company, Andrew Liu & Co. Ltd in Hong Kong, we have more than 20 years of experience as an insurance broker specializing in Hull & Machinery and P&I Insurance. Our expertise is on claims handling, particularly on large and difficult cases where there are...

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Foreign Worker Medical Insurance

Foreign worker medical insurance is a mandatory insurance to cover Work Permit and S Pass holders. An employer is required under the Act to maintain medical insurance coverage at least $15,000 per disability for each Work Permit and S Pass holder. A few Insurers in the market...

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Hospital & Surgical Insurance

Unexpected medical expenses could represent a significant threat to your finances. Protect yourself against rising healthcare costs and unexpected medical expenses with a medical insurance plan. Ease your worry of a huge financial burden as you recuperate with peace-of-mind.Key...

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